Privacy Policy

Effective date: July 25, 2026

Benita Insurance ("Benita Insurance," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through benitainsurance.com and our life insurance quote request form (the "Site"), how we use and share it, and the choices you have.

By using the Site or submitting a quote request, you agree to this Privacy Policy.

1. Information we collect

When you use our quote form, we collect the information you provide, which may include:

Your name, email address, and phone number;
Your age range, state of residence, and reason for seeking coverage;
Who depends on you financially and your desired coverage timing and monthly budget;
General health information you choose to share (for example, whether you have been diagnosed with certain conditions), which you provide voluntarily so an agent can identify suitable coverage.

We also automatically collect limited technical information such as your IP address, browser type, device information, and the pages you view, including through cookies and similar technologies (see "Cookies" below).

2. How we use your information

To prepare and provide the life insurance quote you requested;
To have a licensed insurance agent contact you about coverage options;
To respond to your questions and provide customer service;
To send you reminders, updates, and marketing communications where you have consented (see "Your communication choices");
To operate, secure, and improve the Site;
To comply with legal obligations and enforce our terms.

3. Telephone and text message consent (TCPA)

When you check the marketing consent box and submit the form, you provide your prior express written consent to be contacted by Benita Insurance and its licensed agents at the phone number and email address you provided, including through calls, text (SMS/MMS) messages, prerecorded messages, and automated telephone dialing systems, for marketing purposes.

Your consent is not a condition of purchasing any product or service. Message and data rates may apply, and message frequency may vary. You may opt out of text messages at any time by replying STOP, and you may opt out of calls by telling the agent you no longer wish to be contacted or by calling us at (646) 975-9432. Opting out of marketing does not affect messages we send to service an existing request.

4. How we share your information

We may share the information you submit with:

Licensed insurance agents, agencies, and carriers who prepare your quote and offer coverage;
Service providers that support our business (for example, hosting, customer relationship management, email/SMS delivery, and analytics), who may use it only to provide services to us;
Legal and safety recipients when required by law, subpoena, or to protect our rights, users, or the public;
A successor in connection with a merger, acquisition, or sale of assets.

We do not sell your sensitive health information. We do not share your information with unrelated third parties for their own independent marketing without your consent.

5. Your communication choices

You can unsubscribe from marketing emails using the link in any email, reply STOP to text messages, or contact us at info@benitainsurance.com to update your preferences.

6. Cookies and tracking

We use cookies and similar technologies to remember your progress in the form, measure how the Site is used, and support our advertising (including through platforms such as Meta and Google). You can control cookies through your browser settings; disabling them may affect how the Site works. Where advertising pixels are used, we may share limited event data (such as that a form was submitted) with the advertising platform to measure and improve our campaigns.

7. Data retention and security

We keep your information for as long as needed to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. We use reasonable administrative, technical, and physical safeguards to protect your information, though no method of transmission or storage is completely secure.

8. Your privacy rights

Depending on where you live, you may have the right to access, correct, delete, or restrict the use of your personal information, and to opt out of certain sharing. California residents have rights under the California Consumer Privacy Act (CCPA/CPRA), including the right to know, delete, and opt out of the "sale" or "sharing" of personal information, and the right not to be discriminated against for exercising these rights. To make a request, contact us at info@benitainsurance.com or (646) 975-9432. We will verify your request before acting on it.

9. Children's privacy

The Site is intended for adults and is not directed to children under 18. We do not knowingly collect information from children.

10. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the effective date above. Your continued use of the Site after changes take effect means you accept the updated policy.

11. Contact us

Benita Insurance
Email: info@benitainsurance.com
Phone: (646) 975-9432

This policy is provided as a starting point and describes our current practices. Benita Insurance is not a law firm; before publishing, have a licensed attorney confirm this policy fits your entity, the states where you are licensed, and any carrier requirements.